MTN provides its customers with the option to borrow airtime with the XtraTime service, when they are low on credit, and pay back on their next recharge. This service allows you to make calls, send messages, or use data even if you don’t have enough balance in your account. MTN XtraTime is available to ONLY Prepaid customers that are eligible for the service. In this article, you will learn How to Return Borrowed Airtime on MTN.
To qualify for the XtraTime service, you must meet the following requirements:
- Be a prepaid customer.
- Have registered your phone number.
- Have been an MTN network subscriber for a minimum of three months.
- Have spent at least N200 per month for the past three months.
- Have a main account balance ranging from N0 to N75.
- Clear any outstanding XtraTime loan requests.
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How to Return Borrowed Airtime on MTN
Let us now explore the different options to payback borrowed airtime on MTN
1. Recharging via Physical Recharge
Returning borrowed airtime through physical recharge involves recharging your MTN account using physical recharge cards or vouchers. Follow these steps:
- Purchase an MTN recharge card or voucher from a nearby store.
- Scratch off the protective layer to reveal the recharge PIN.
- Dial the recharge code, using *311*pin#
- Press the “Send” or “Call” button to recharge your account.
- The borrowed airtime will be automatically deducted from your recharge amount.
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2. Recharging via Logical Recharge
Logical recharge refers to the process of returning borrowed airtime using logical recharge methods such as electronic recharge platforms, online payment gateways, or mobile banking applications. Here’s how you can do it:
- Access the electronic recharge platform or online payment gateway.
- Select the option to recharge your MTN account and enter your phone number.
- Enter the desired recharge amount.
- Follow the on-screen instructions to complete the payment process.
- The borrowed airtime will be deducted from the recharge amount.
3. Returning Borrowed Airtime through Access Yello Account (AYA)
If you have an Access Yello Account (AYA), you can easily return borrowed airtime through this platform. Follow these steps:
- Log in to your Access Yello Account (AYA).
- Navigate to the “Airtime” or “Balance” section.
- Select the option to return borrowed airtime.
- Enter the amount you wish to return.
- Confirm the transaction.
- The borrowed airtime will be deducted from your account balance.
4. Returning Borrowed Airtime using MTN OnDemand
MTN OnDemand is a convenient platform that allows you to perform various transactions, including returning borrowed airtime. Here’s how to do it:
- Dial *904# on your mobile device.
- Follow the on-screen prompts to access the MTN OnDemand menu.
- Select the option for returning borrowed airtime.
- Enter the amount you want to return.
- Confirm the transaction.
- The borrowed airtime will be deducted from your account balance.
5. Using airtime received from a friend
When a friend sends you airtime through MTN Share and sell or through any other means, the airtime will be used to pay your outstanding credit balance. So can ask a favor from a friend to help you send airtime via MTN share and sell or the likes, so you can use it to clear your credit balance.
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MTN XtraTime Terms and Conditions
When borrowing airtime on MTN, it is crucial to be aware of the terms and conditions associated with the service. The borrowed airtime comes with a 15% service fee, which will be deducted before the airtime is credited into your XtraTime account. It is important to note that this service charge is a standard fee for availing the airtime loan facility on MTN.
Frequently Asked Questions (FAQs)
1. Can I return borrowed airtime before exhausting the extra time?
Yes, you can return the borrowed airtime at any time before finishing it, and still expend the airtime.
2. What happens if I don’t return the borrowed airtime on time?
If you fail to return the borrowed airtime within the specified repayment period, you may not be eligible to borrow airtime again until the outstanding amount is cleared.
3. Can I check my borrowed airtime balance using the MyMTN App?
Yes, the MyMTN App provides an option to check your borrowed airtime balance. Simply log in to the app and navigate to the appropriate section to view your balance.
4. Can I return a partial amount of the borrowed airtime?
Yes, you can return the borrowed airtime partially. All you have to do is to recharge your MTN line with the amount you want, and MTN will deduct the airtime.
5. Can I share borrowed airtime on MTN
No, you can not share borrowed airtime on MTN. Borrowed airtime is meant for personal use and cannot be transferred or shared with other MTN users. However, you can use the borrowed airtime to make calls, send messages, or use data services on your own MTN line.
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Conclusion
Borrowing airtime on MTN is a useful feature that allows you to stay connected even when your balance is low. However, it is essential to understand the process of returning borrowed airtime to avoid any limitations on future borrowing. In this article, we have discussed how to return borrowed airtime on MTN using various methods. These methods include recharging via physical recharge, logical recharge, using Access Yello Account (AYA), MTN OnDemand, and through airtime from friends.