Are you an MTN subscriber looking for a convenient way to borrow airtime without going through the hassle of dialing *606#? You’re in luck! In this article, I will show simple steps to borrow airtime from MTN using other options. Whether you’re in an emergency or need airtime urgently, this alternative method will come in handy. So, let’s dive in and explore how to borrow airtime from MTN without using *606#.

Introduction
As an MTN subscriber, you might be familiar with the *606# USSD code for borrowing airtime. However, this code does not work anymore as result of harmonization of USSD short codes across all telecommunication companies. There are other easy and simple alternatives that you can use to access the XtraTime service. This article aims to provide you with a step-by-step guide on how to borrow airtime from MTN without relying on the *606# code.
How to Borrow Airtime from MTN without Using *606#
Let’s now explore the alternatives to *606# for borrowing airtime
1. How to Borrow Airtime from MTN Through SMS
To borrow airtime from MTN through SMS on MTN:
- Open your message app
- type the amount of airtime you want to borrow
- Send the SMS to 303
- Once you are eligible, the service charge (15%) will be deducted and the rest of the airtime will be credited to your account.
To check your eligibility status via SMS, send “status” without the quotes to 303, and your eligibility will be sent to you via SMS.

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2. Borrow Airtime Using USSD Code on MTN
The New code to borrow airtime from MTN is yet another fast option to use. Follow the steps below:
- Dial *303# on your phone
- You will see a list of amounts that you can borrow. Reply with the number that corresponds with the amount you wish to borrow.
- Follow the prompts to confirm the transaction, and the amount will be credited to your account
3. Borrow Airtime on MTN Using Interactive Voice Response (IVR)
To borrow airtime on MTN using IVR:
- Dial 303 on your phone, and use the prompts to select your preferred language
- After selecting your language, you will be prompted to select either XtraTime or XtraByte
- When you select Xtratime, you will be asked to select the amount of the airtime you want to borrow
- You will be notified about the amount that you have selected and the service fee, and then asked to confirm the transaction
- When you confirm the transaction, the amount will now be credited to your MTN account, and you will get an SMS with more details.
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4. Borrow Airtime on myMTN app
Another smooth way to borrow airtime on MTN is through myMTN app. Follow the steps below:
- Download and install myMTN app
- Login with your MTN phone number and OTP
- Once you have logged in, click the yellow circle with plus (+) sign at the center
- Select “Borrow”
- Select airtime on the next screen and click “proceed to choose amount”
- Select the amount on the next screen and follow the prompt to complete the transaction
Precautions to Consider
While borrowing airtime from MTN using the alternative method is convenient, it’s essential to keep a few precautions in mind:
- Repayment: Ensure you repay the borrowed airtime as soon as you can to avoid restrictions on future borrowing.
- Eligibility Check: Before borrowing airtime, always check your eligibility to avoid unnecessary rejections or inconveniences.
- Terms and Conditions: Familiarize yourself with the terms and conditions of the MTN Xtratime service to understand the borrowing process and repayment requirements.
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Conclusion
Borrowing airtime from MTN without using the *606 USSD code is possible through alternative methods. By leveraging the *303# USSD code, sending an SMS to 303, making an IVR call to 303, or utilizing the myMTN app, you can conveniently borrow airtime whenever you need it. These methods offer flexibility, accessibility, and ease of use. Stay connected on your MTN line without the hassle of remembering and dialing *606.
Frequently asked questions (FAQ)
1. How to return borrowed airtime on MTN?
To return borrowed airtime on MTN, all you need to do is to recharge your MTN account with airtime and the borrowed airtime will be deducted from your recharge. You would like to visit this post I dedicated to different channels you use to return borrowed airtime on MTN.
2. New code to borrow airtime from MTN?
The new code to borrow airtime from MTN is *303#. Dial the code, select the amount of airtime you want, and follow the prompts to confirm the transaction. Navigate to this section to see other simple and fast alternatives you can use to borrow airtime without using *606#.
3. What is the code to borrow money from MTN?
The code to borrow from MTN is *303#. Dial the code and follow the prompts to borrow your desired amount.
4. How to borrow 200 from MTN?
To borrow 200 from MTN, dial *303*200#. Once you are eligible, your account will be credited, and you will pay back on your next recharge. Alternatively, you can send 200 in an SMS to 303 and your account will be credited, if you are eligible.
5. How to borrow 100 from MTN?
To borrow 100 from MTN, dial *303*100#. Your account will be credited, and you will pay back on your next recharge. Alternatively, you can send 100 in an SMS to 303 and your account will be credited, if you are eligible. You can also use other methods to borrow airtime from MTN with the *606# USSD code.
6. How to borrow airtime from MTN via SMS
To borrow airtime from MTM via SMS, send the amount you want to borrow in an SMS to 303. For instance, if you want to borrow 100 Naira from MTN, send “100” without the quotes to 303.
7. How much can I borrow from MTN?
The amount you can borrow from MTN depends on your eligibility. Here are the list of amounts you can borrow from MTN:
- N25
- N50
- N100
- N200
- N400
- N500
- N750
- N1000
- N1500
- N2000
- N3000
- N5000
8. What is the service fee for MTN XtraTime
MTN charges 15% of the amount you request to borrow. This charge will be deducted from the Xtratime you requested, and the balance will credited to your MTN account.
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