Convenience is key when it comes to banking, especially in this digital age. Guaranty Trust Bank (GTB) understands this, which is why they offer a range of USSD (Unstructured Supplementary Service Data) codes that allow customers to access various banking services at their fingertips. These USSD codes make banking easier and more efficient. In this comprehensive guide, I will provide you with an updated list of all GTB USSD codes and their usage.
Table of Contents
Introduction
In an era where time is of the essence, GTBank has taken significant strides to simplify banking for its customers. The introduction of USSD codes has revolutionized the way we manage our finances, making transactions quicker and more accessible. This guide will provide you with a detailed understanding of these USSD codes and how to use them effectively.
Complete List of GTB USSD Codes
Let’s dive straight into the extensive list of GTB USSD codes and how each of them can benefit you. These codes cover a wide range of financial activities, ensuring that you have all the tools you need at your fingertips.
If you have any reasons to block your 737 code on your account, check: How to Block USSD Code for GTB
Menu and General Banking Services
737 Menu: *737#
The 737 menu is your gateway to a world of banking services. Dialing *737# on your mobile device opens up a menu with various options, allowing you to navigate through GTBank’s offerings effortlessly.
Usage:
- Check your account balance.
- Buy airtime for yourself and others.
- Transfer funds to GTBank accounts.
- Pay bills and merchants.
- And much more.
Account Management and Enquiries
1. Account Opening: *737*0#
Opening a GTBank account has never been easier. With this USSD code, you can initiate the account opening process right from your mobile device.
Usage:
- Start the account opening process.
- Follow the prompts to complete your application.
- Enjoy the benefits of a GTBank account.
2. Enquiries Menu: *737*6#
The enquiries menu provides quick access to essential account information and services.
Usage:
- Check your account balance.
- Inquire about your loan balance.
- Verify your chequebook status.
3. Account Balance: *737*6*1#
Check your account balance instantly with this USSD code.
Usage:
- Dial *737*6*1#.
- Your account balance will be displayed on your screen.
4. Account Statement *737*51*33#
Access your account statement with this convenient USSD code.
Usage:
- Dial *737*51*33#.
- Follow the prompts to complete the process and receive your account statement instantly.
Find out other ways to get your GTBank account statement.
5. Chequebook Status: *737*6*4#
Stay informed about the status of your chequebook requests.
Usage:
- Dial *737*6*4#.
- Follow the prompts to check the status of your chequebook.
6. Enable/Disable A/C Balance on GeNS: *737*51*1#
Manage your account balance display on the GeNS (Guaranty Trust Electronic Notification System) platform with this USSD code. This code helps to turn/off your account balance that shows on alerts, whether SMS or Email alert.
Usage:
- Dial *737*51*1#.
- Follow the prompts to enable or disable account balance display.
Airtime and Data Services
1. Code to Buy Airtime from GTBank (Self): *737*Amount#
Running out of airtime is no longer a concern. With this USSD code, you can top up the phone number linked to your bank account instantly with airtime.
Usage:
- Recharge your phone.
- Enter the desired amount after the asterisk (*).
- Confirm the transaction.
2. Airtime (3rd Party): *737*Amount*PhoneNo#
Need to send airtime to a friend or family member? This USSD code allows you to transfer airtime to any phone number in Nigeria.
Usage:
- Enter the airtime amount and the phone number at the appropriate positions. E.g., *737*200*0903343XXXX#
- Dial the code and follow the prompts to complete the transaction.
- Your loved ones will receive the airtime instantly.
3. Code to Buy Data from GTBank: *737*4#
Running low on data? Top up your prepaid data subscription with ease using this USSD code.
Usage:
- Dial *737*4#
- Select your preferred data plan.
- Follow the prompts to confirm the purchase.
- Enjoy uninterrupted internet access.
4. Airtime Advance: *737*8*1#
Running low on airtime and need an advance? This USSD code allows you to borrow airtime for emergencies.
Usage:
- Dial *737*8*1#.
- Follow the prompts to request an airtime advance.
Fund Transfers
1. GTB Transfer Code (GTBank): *737*1*Amount*AccNo#
Transferring money to other GTBank accounts is a breeze with this USSD code.
Usage:
- Enter the amount and the receiver’s account number in the appropriate positions. E.g., *737*1*2000*2007756XXX#.
- Dial the code and confirm the transaction details.
- Enter your 737 PIN to authenticate the transaction.
- Your funds will be transferred securely.
2. Transfers to Phone Number (GTBank): *737*1*Amount*PhoneNo#
Not sure of the recipient’s account number? No problem. You can send money to a GTBank account using their phone number.
Note: Make sure that the number is the one linked to the person’s GTBank account.
Usage:
- Enter the recipient’s phone number and amount at the designated positions and dial the code.
- Follow the prompts to complete the transfer.
- The recipient will receive the money in their account.
3. GTB Transfer Code to Other Banks: *737*2*Amount*AccountNo#
Need to send money to another bank in Nigeria? This USSD code enables you to make interbank transfers conveniently.
Usage:
- Dial *737*2*Amount*AccountNo#. For instance: *737*3000*026558XXXX#.
- Choose the recipient’s bank.
- Confirm your beneficiary’s account details.
- Enter your 737 PIN to complete the transaction.
4. Transfer to OFI & Wallet Funding: *737*22#
This code helps you to transfer funds to other financial institutions and wallet accounts like Opay, Kuda, Palmpay, etc. It can also be used to fund Betting wallets like SportyBet, Bet9Ja, Naira Bet, Betway, etc.
Cardless Transactions
1. Cardless Withdrawals: *737*3*Amount#
You can withdraw cash from your GTBank account without using your ATM card. This USSD code initiates a cardless withdrawal.
Usage:
- Dial *737*3*Amount#. For example, *737*3*1000#.
- Follow the prompts to generate a withdrawal code.
- Use the code at a GTBank ATM to collect your cash.
Also Read:
2. Cardless Withdrawals 3rd Party: *737*3*Amount*PhoneNo#
You can also facilitate cardless withdrawals for a third party using their mobile phone number. This is especially useful when you don’t want to give out your card and PIN.
Usage:
- Dial *737*3*Amount*PhoneNo#.
- Generate a withdrawal code.
- Share the code with the recipient for ATM withdrawal.
3. Paycode: *737*13#
While Cardless withdrawal codes above can be used only at GTBank ATM, the Paycode can be used at any bank ATM in Nigeria for withdrawal, even with POS.
Usage:
- Dial *737*13#.
- Follow the prompts to generate a Paycode.
- Use the Paycode for withdrawal at ATM or POS.
Security and PIN Management
1. 737 PIN Creation: *737*5#
Your security is paramount. This USSD code allows you to create or change your 737 PIN.
Usage:
- Dial *737*
- Follow the prompts to set a new PIN.
- Ensure it’s secure and easy for you to remember.
2. Generate OTP: *737*7#
One-time passwords (OTPs) are crucial for secure transactions. Generate an OTP quickly using this USSD code.
Also Read:
Usage:
- Dial *737*7#.
- Enter your pin
- Receive your OTP for transaction validation.
3. Card Hotlist: *737*51*10#
If your card is lost or stolen, you can quickly hotlist it using this USSD code. Check out our post on different methods to block your card when lost or stolen.
4. Account Block: *737*51*74#
This code helps you to secure your account by blocking it instantly. When you use this code, no debit transaction will be allowed on your GTB account until you go to the bank and unblock it.
5. Account Block From Another Phone: *737*911#
Dial *737*911# to block your GTBank account from debit transactions from any phone line.
In this post “How to Block GTB Account” other ways to block your GTB account were conprehensively covered.
Loan Services
1. GTB USSD Code for Loan: *737*51*51#
In need of a quick loan? This USSD code allows you to apply for Quick Credit from GTBank.
Usage:
- Dial *737*51*51#.
- Follow the prompts to apply for Quick Credit.
2. Loan Repayment: *737*51*55#
If you took loan from GTBank and wish to repay your loan, with *737*51*55#, you can easily repay your loan.
Usage:
- Dial*737*51*55#.
- Follow the prompts to make a loan repayment.
3. GTB Loan Balance Code: *737*6*2#
Borrowed loan form GTBank and curious about your loan status? Use this USSD code to check your loan balance.
Usage:
- Dial *737*6*2#.
- Follow the prompts to retrieve your loan balance.
4. Reference Confirmation: *737*51*54#
Confirm references for your loan application with ease using this USSD service.
Usage:
- Dial *737*51*54#.
- Follow the prompts to confirm your reference.
5. Salary Advance GTB Code: *737*8*2#
In need of a salary advance? GTBank offers this service through its USSD platform.
How to Use:
- Dial *737*8*2#.
- Follow the prompts to apply for a salary advance.
Bill Payment
1. StarTimes: *737*37*Amount*SmartCardNo#
Stay connected to your favorite TV shows by paying your StarTimes bill with this USSD code.
How to Use:
- Dial *737*37*Amount*SmartCardNumber#.
- Follow the prompts to recharge your StarTimes TV
Find out more way to subscribe your StarTimes TV cable with GBank.
2. CableTV: *737*SmartCardNo#
Easily pay for your CableTV subscription by entering your SmartCard number.
How to use:
- Dial *737*SmartCardNo#.
- Follow the prompts to complete your payment.
3. LCC Toll Account Top-Up *737*50*Amount*108#
Conveniently top up your LCC toll account using this USSD code.
Usage:
- Dial *737*50*Amoun*t*108#.
- Top up your LCC toll account balance.
4. Checkout: *737*35*Amount*MerchantCode#
737 checkout ensures GTBank customers enjoy seamless online shopping.
How to use:
- Dial *737*35*amount*MerchantCode#.
- Folow the prompts to complete your online purchase securely.
5. 737 Edu: *737*31*Amount*MerchantCode#
GTBank’s 737 Edu service allows you to pay school fees conveniently.
How to Use:
- Dial *737*31*Amount*MerchantCode#.
- Follow the prompts to complete your payment.
6. 737 Give: *737*32*Amount*MerchantCode#
Support a cause or make donations using the 737 Give USSD code.
Usage:
- Dial *737*32*Amount*MerchantCode#.
- Follow the prompts to make your contribution.
Other Special 737 Codes
1. Fast Track Deposit: *737*48#
Need to deposit money into your account quickly? This USSD code initiates a fast track deposit.
Usage:
- Dial *737*48#.
- Follow the prompts to deposit funds into your account.
2. Fast Track Withdrawal: *737*49#
Quickly withdraw cash from your GTBank account using this USSD code.
Usage:
- Dial *737*49#.
- Follow the prompts to initiate a fast track withdrawal.
3. 737 Card Delivery: *737*33*13*13#
Do you want to apply for card delivery or are you awaiting the delivery of a new card? Use this USSD code to initiate card delivery or track the status of your card delivery.
Usage:
- Dial *737*33*13*13#.
- Follow the promts to complete your request.
4. Spend To Save *737*51*24#
This code is used to activate the feature that allows you to save money as you spend on your GTBank account
Usage:
- Dial *737*51*24#.
- Follow the prompts to set up your Spend to Save account.
5. Dispense Error: *737*52*AccountNo*5#
In case of a dispense error at a GTBank ATM or any other bank’s ATM, use this USSD code to report the issue.
Usage:
- Dial *737*52*AccountNo*5#.
- Report the dispense error promptly.
6. Agent Menu: *737*73#
Access the GTBank agent menu to explore various banking services and transactions.
Usage:
- Dial *737*73#.
- Navigate through the agent menu options.
GTBank USSD codes Table
| S/N | Product/Service | USSD Code |
|---|---|---|
| 1 | 737 Menu | *737# |
| 2 | Account Opening | *737*0# |
| 3 | Airtime (self) | *737*Amount# |
| 4 | Airtime (3rd party) | *737*Amount*PhoneNo# |
| 5 | Transfers (GTBank) | *737*1*Amount*AccNo# |
| 6 | Transfers to Phone Number (GTBank) | *737*1*Amount*PhoneNo# |
| 7 | Transfers (other bank) | *737*2*Amount*AccountNo# |
| 8 | Cardless Withdrawals | *737*3*Amount# |
| 9 | Cardless Withdrawals 3rd Party | *737*3*Amount*PhoneNo# |
| 10 | Prepaid Data | *737*4# |
| 11 | 737 PIN Creation | *737*5# |
| 12 | Enquiries Menu | *737*6# |
| 13 | Account Balance | *737*6*1# |
| 14 | Loan Balance | *737*6*2# |
| 15 | Chequebook Status | *737*6*4# |
| 16 | Generate OTP | *737*7# |
| 17 | Airtime Advance | *737*8*1# |
| 18 | Salary Advance | *737*8*2# |
| 19 | Paycode | *737*13# |
| 20 | Fast Track Deposit | *737*48# |
| 21 | Fast Track Withdrawal | *737*49# |
| 22 | 737 Edu | *737*31*amount*MerchantCode# |
| 23 | 737 Give | *737*32*amount*MerchantCode# |
| 24 | 737 Card Delivery | *737*33*13*13# |
| 25 | Checkout | *737*35*amount*MerchantCode# |
| 26 | Bill Payment – StarTimes | *737*37*amount*SmartCardNo# |
| 27 | LCC Toll Account Top-Up | *737*50*Amount*108# |
| 28 | Enable/Disable A/C Balance on GeNS | *737*51*1# |
| 29 | Card Hotlist | *737*51*10# |
| 30 | CableTV | *737*SmartCardNo# |
| 31 | Spend To Save | *737*51*24# |
| 32 | Account Statement | *737*51*33# |
| 33 | Quick Credit | *737*51*51# |
| 34 | Loan Repayment | *737*51*55# |
| 35 | Reference Confirmation | *737*51*54# |
| 36 | Account Block | *737*51*74# |
| 37 | Dispense Error | *737*52*Account No*5# |
| 38 | Agent Menu | *737*73# |
| 39 | Transfer to OFI & Wallet Funding | *737*22# |
Conclusion
GTBank 737 codes provide a convenient and accessible way to manage your banking transactions and access a wide range of services. Whether you need to check your account balance, transfer funds, or pay bills, these USSD codes offer a user-friendly and secure solution for all your banking needs.
By using the provided USSD codes and following the simple instructions, you can perform various banking tasks with ease. GTBank continues to innovate and provide customers with efficient banking solutions, making every day financial transactions more accessible and convenient. Explore the world of GTB USSD codes and experience banking at your fingertips.